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Trust Merchant Bank

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Title: Trust Merchant Bank  
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Subject: List of banks in Africa, Central Bank of the Congo, Kinshasa
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Trust Merchant Bank

Trust Merchant Bank (TMB)
Type Private
Industry Banking
Founded 2004
Headquarters 1223 Avenue Lumumba, Lubumbashi, Democratic Republic of Congo
Products Loans, Checking, Savings, Debit Cards, Credit Cards, Online Banking, Trade Finance, Remote Salary Payments
Revenue US$55 million (2013)
Total assets US$485 million (2013)
Employees 900+

Trust Merchant Bank or TMB, is an independent commercial bank based in the Democratic Republic of Congo (DRC), with its headquarters located in Lubumbashi. The bank began operations in 2004. TMB operates in all sectors of the local banking market, including in retail banking, SME banking, corporate banking and microfinance banking.

The bank is regulated by the Central Bank of Congo and is a member of the Association Congolaise des Banques.


Trust Merchant Bank is one of the DRC's largest banks as measured by regulatory equity, total assets and turnover. As of 31 December 2013, total assets were in excess of US$485mn, equivalent to approximately 10% of total bank assets in the DRC. TMB is a member of the SWIFT interbank network (TRMSCD3L) and is also a principal member of MasterCard, and Visa.

Bank Characteristics

Trust Merchant Bank has several unique characteristics:

  • TMB was the first institution to introduce microfinance banking in the DRC.
  • TMB is the only bank to offer a nationwide branch network, with branches in each of the Congo's eleven provinces.
  • It is the only bank headquartered in a city other than the national capital, Kinshasa.
  • The Bank was the first Congolese bank to secure a licence to open a Representative Office in Brussels.

Branch Network

Trust Merchant Bank operates full service branches in all of the DRC's eleven provinces, with branches found in the following locations:

The main banking hall at TMB headquarters branch, Lubumbashi

The Bank maintains a representative office in Brussels

TMB is the only bank in the DRC to operate bank branches onsite at a number of MONUSCO sites across the country, including in Kisangani and Bunia.


TMB was named as 'Bank of the Year Democratic Republic of Congo' in both 2012 and 2013 by The Banker. In 2011, 2012 and again in 2013 EMEA Finance granted TMB the award 'Best Bank in the

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