There is a wide spread belief that the banking sector created the current crisis. In this essay I explain in very simple words why private banks are not responsible for the crisis, and more specifically why private banks cannot create what is called "inflationary money". I explain that inflationary money is always and everywhere created by governments. I also explain how and why governments do so. Finally I say a few things about conspiracy theories concerning the central banks, since the latter play a key role on what we call "inflationary money". This essay is written for non economists with an interest on the subject . Even though I have postgraduate studies in economics I am not a specialist, and this document is the knowledge I gathered in an attempt to answer my own questions. Moreover, English is not my first language so you will have to excuse my syntax....

It is the purpose of this book to bring these cultural advantages into more focus, in order to bring into light some ‘human’ aspects of the country, and how these can be integrated into the broader context of economics development. At the end of the day, their achievements cannot be measured by economic progress alone, but also how the people can have the proper sense of meaning (i.e. ‘feel’ at home) in their own homeland, instead of being just another ‘bolt’ in the obsolete industrial engine of economics....

Jingshan Park: For an extraordinary and unforgettable view of Beijing and the Forbidden City, casually climb the steps to the top of the hill to the Wanchunting (Wanchun Pavilion), which overlooks this small park, directly opposite the North Gate of the Forbidden City. From this playground of Ming and Qing dynasty emperors for almost 500 years, you will be able to get a grasp on the great city that is China’s capital. On Sunday’s choral groups gather in the park to perform amateur Peking Operas, play musical instruments or to sing songs once beloved by the masses....

Abstract……………3 Foreword……………4 Contents……………6 Chapter 1. Cultural Advantage as an Alternative Framework: An Introduction ‐ by F. Smarandache & V. Christianto……………7 Chapter 2. Beijing: A Cultural Metropolitan – compiled, edited, augmented by Ke Haiying & F. Smarandache…………18 Chapter 3. The City of Hengshui – by Li Zhanbing……………38 Chapter 4. Ningbo — A Culture‐flourishing Land on the Shore of East China Sea – by Lin Rongchen……………53 Chapter 5. Jingdezhen: Porcelain Capital of the World – by Li Xiaomin……………66 Chapter 6. Haimen : Charming City ‐ by Wang Ping & Jiang He……………71 Chapter 7. Changsha: Cultural Name Cards – by Wang Peiyun & Tang Yuming……………82...

Income up to $50,000 per individual is not taxed on the federal level with the exception of the flat fee tax of 0.001. So that $50k of income represents $50 in transaction tax for the transfer to the individual. Any purchases or other financial transactions are also subject to that transaction fee. A voluntary additional transaction fee of another 0.001 would cover the liability for reporting cash transactions. Another component is that income over $50k per individual is taxed progressively. Businesses may have $1,000,000 of profit tax free, but still subject to the transaction fee....

The US tax code is complicated and misleading. The following proposal has a flat tax rate as well as a progressive tax rate. The progressive tax rate is on normal earned income. There is a violation of the double taxation standard in regard to the transaction tax. This is bypassed by considering each financial transaction as conveying an item of worth and each transaction is a single entity. The transaction tax is 0.001 x the total value of the transaction. The vice transaction tax is 25% of the total value of the transaction. The transaction tax is usually paid by the seller. There is a special income category for entities that win court judgments and the lottery. That wealth transfer is not subject to the earned income tax rate or political contribution tax as long as that income is placed in a savings account of some kind. If the seller does not pay the transaction tax or report the transaction, the government is able to seize all assets of that entity. The principles in the entity are subject to criminal prosecution. An exception to the seller paying the transaction tax occurs when international financial trans...

Overview Individual earned income Examples for Individual earned income Corporate Tax Plan with Examples Rational for this proposal

Beyond Apologies presents a number of myths about mainstream economics and clarifies their focus on consumption rather than on wellbeing. Each myth is followed by a discussion of a different way of addressing the issue. The book then presents various practical ways of remedying the situation. Topics covered include GDP, economic growth, microcredit, aid, and the Bretton Woods Organizations (the World Bank, International Monetary Fund, and World Trade Organisation). The book is intended for an international audience. Though filled with references, the book is written in a friendly and accessible rather than academic style, aimed at activists, NGO professionals, and others concerned about the poor, the disadvantaged, the environment, and the preservation of our resource base....

Society cannot get to a better place without looking at what is holding it back. Conventional beliefs about economics limit people to a few discourses and solutions that, rather than resolve problems, increase their magnitude. It is thus critically important to identify some widely accepted myths that underlie current economic discourse and to offer a more helpful and hopeful way of looking at the issues. Being free from dominant myths can lead to exciting new possibilities....

INTRODUCTION: Why It Is Important To Learn About Economics PART I. ECONOMICS REVISITED: What we’ve always known about economics may not be so MYTH #1: The World’s Poor Just Need a Few More Dollars Per Day MYTH #2: GNP/GDP Tell Us How Well Everyone is Doing MYTH #3: Economic Growth is Necessary to End Poverty MYTH #4: The World Bank, the International Monetary Fund, and the World Trade Organization Seek Primarily to Alleviate Poverty MYTH #5: Aid Alone, or Aid as Currently Practiced, Significantly Reduces Poverty MYTH #6: Microcredit & Income Generation are Miracle Cures for Poverty MYTH #7: Inequality is Inevitable and is Less of a Problem than Poverty MYTH #8: Mainstream Economists Want Governments to Play Only a Minimal Role in the Economy MYTH #9: Whatever Governments Do, the Private Sector Can Do Better MYTH #10: When Corporations Prosper, Everyone Prospers MYTH # 11: Countries Should Get Rich First, Then Worry about Health and the Environment MYTH #12: The Mass Media Provides Unbiased Reporting on Economics MYTH #13: Greed is Good PART II. Achieving an economics of wellbeing...

Up to 50% of our taxes & insurance premiums go to cover ‘lifestyle’ activities. Lifestyle is therefore the largest category of discretionary spending with the potential of reducing our costs by up to this same 50%. Lifestyle is also a far more accurate predicator of our future health care needs and social service requirements. This allows lifestyle to provide the best measure of planning & forecast over today’s ‘comparison shopping’ models. ROOPA highlights the number of savings and other advantages gained from this dual track of lifestyle and its corresponding social costs models. “The ‘social cost’ of obesity averages around $150 billion a year. This comes to about 10 cents per item (of junk food). Every soda pop, hamburger and candy bar will now have this 10 cent premium. The more soda you drink, the more you have already paid into your own health coverage for obesity. It’s the most affordable ‘pay as you go’ insurance plan. It cost a dime.”...

Contents RAGHU-NOMICS 4 1 ROOPA II 1 Health Care Reform Made Easy: Social Cost 1 Editors Copy 2 Prospectus 3 The 4 page ROOPA Pamphlet used for campaign run for Congress. 5 Raghu Giuffre for Congress 5 ROOPA: 5 50% of Taxes & Insurance Spent on Life Style 5 Excerpt: 5 Part I: 5 Part II: Solution: Pricing Social Costs 6 Insurance: Market Based Social Cost 6 Part III: $4 Trillion in Savings 7 Demo 2: Smoking Current Tobacco Policy: 7 ROOPA: Better Service for 50% Less 7 Captions 9 Virtue & Moral Posturing 9 Bi-partisan Policy 10 Tobacco 11 Tax Reform 11 Republican Tax Policy 11 Illicit Sex 12 Section I 20 ROOPA Theology 20 ROOPA Theology 21 Greater the Vice; Greater the Price 21 Economic Democracy 21 Premise 21 Net Result 22 Benefit 22 Advantage 22 End Result 22 Example 22 The Difference: Greater Cooperation 23 Public Policy Formula 23 True Free Market 24 Economic Democracy 25 Cost: $3.00 26 How to Start? 26 The ROOPA Coalition 27 Law Suits or ROOPA 27 Section II 28 Introduction 28 The ROOPA Journey 30 The Abyss of Political Activism & the Reforms Discovered 30 Section III 42 ROO...

The discovery found in looking over these proposals was this pattern of simply reviewing elements of each issue that both parties are familiar with, but have never taken the time to review more carefully. Ideology seems to be the reason for this and so made the stunning discovery that most of our problems are primarily due to the ideological death grip on our discourse and consideration. Simply moving beyond this political paradigm opens up to a vista of new options. Raghu-nomics is simply a demonstration of how much opportunity and potential solutions are there if we should simply get beyond the ideological framework confining our policy options....

Contents RAGHU-NOMICS 7 1 Beyond Two Party Politics 1 2012 Campaign Policy Review 1 Section 1 3 Home Page of Raghu-nomics website 3 Section 1 11 Chapter 1 11 Home Page of Raghu-nomics website 11 Solving Real Estate & Banking Crisis in just weeks. See video above. 11 Raghu-nomics: What it can do? 11 Beyond 2 Party Politics 14 Section 2 19 Chapter 1 19 Raghu for Congress 19 Section 2 20 Chapter 2 20 About Raghu 20 Section 3 26 Kingdom of Hawaii 26 Section 3 27 Chapter 1: 27 10 Reasons Why US Wants to Re-instate the Kingdom of Hawaii 27 Section 4 33 Health Care Reform: 33 ROOPA 33 Section 4 34 Chapter 1: 34 ROOPA: Responsibility for One’s Own Products & Actions 34 Magic bullet to Health Care Reform 34 ROOPA: 34 3 Page Summary 36 Part I: 36 The Problme - it's a Crap Shot 36 Part II: 37 Solution: Pricing Social Cost 37 Demo 1: Obesity 37 Part III: 39 $4 Trillion in Savings 39 Demo 2: Tobacco 39 Add Summary Chapters & Intro from Book, Economics: Hand of God, ROOPA Theology and The Abyss of Activism and the Wisdom Learned. 41 (Editor’s Note: . the ROOPA book was last written 5 years ago. We need to ...