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Link (uk)


Link (uk)

LINK is a shared interbank network of automated teller machines (ATMs) operating in the United Kingdom. The network counts 36 member institutions, of which many are various banks and building societies issuing LINK ATM cards, and the remainder are independent ATM operators who do not issue cards.[1] The network connects 66,700 ATMs - virtually every ATM in the United Kingdom.[2] The number of LINK free-to-use ATMs has continued to grow and overall ATM numbers are at an all-time high.[3]

Following the Government's Giving Green Paper, LINK announced plans for charity giving at ATMs in May 2011.[4][5]

The LINK network infrastructure is operated by VocaLink, a company formed in 2007 by the merger of LINK Interchange Network Limited and Voca Limited. The LINK ATM scheme is a separate entity which is run by the Scheme members.

In addition to providing the core ATM transaction switching and settlement service to LINK network members, VocaLink Limited provides outsourced ATM, card and mobile payment services and provides access to Post Office counters for basic banking transactions.[6][7][8]

LINK also offers a prepay mobile phone top up facility at 50,000 ATMs.[9][10]

UK issued debit cards generally come with a LINK EMV application in addition to a point of sale EMV application that can be Visa Debit, Debit MasterCard, Maestro, Visa Electron or UnionPay[11] applications.

See also


  1. ^
  2. ^
  3. ^
  4. ^|title=Green Paper
  5. ^
  6. ^
  7. ^
  8. ^
  9. ^
  10. ^ APACS, Banking industry update on new Faster Payments Service, February, 2008.
  11. ^ ICBC (London) plc, China UnionPay Debit Card. Retrieved 11 April 2015

External links

  • VocaLink Home page
  • LINK UK homepage

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