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ALTO is an interbank network in Indonesia. It was founded in 1994.
In 1997, Asian Economic Crisis invaded Indonesian banking industry. Many banks closed, merged or recapitalized. It's ALTO that is still stand out with 9 other network powered bank members.
In 2003, ALTO started ATM Acquiring business that gives banking solutions to do procurement of ATM. ALTO provides ATM procurement anywhere and for any business units. From national bank, international bank, BPR, cooperation, to factory. With simple terms and condition, and also low investment costs, ALTO provides complete networking system and periodic ATM maintenance to maintain transaction cosines on the ATM.
2007, ALTO expanded the business to Money Transfer Operation. In 2009, ALTO developed Mobile Air Time Top Up for all telecommunication provider in Indonesia. From time to time, ALTO never stop innovate the business. The newest business start up from ALTO is Boston School of Banking and Finance, which focused in education for the future banking employers. The other start up is a payment service named ALTO Cash.
November 2013, ALTO made a joint venture with Seven Bank, who is a Japanese ATM network, named PT. ATM. The goal is to developing ATM business in Indonesia.
Increase Sales. For Partners who incorporated by ALTO Network, range of payment transactions on the products offered will be expanded so that it will increase sales.
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